if something happens to your mate?

My question to contemplate. What do you do when your mate dies and your income decreases and you have no insurance for back-up?  Do you turn to your children and ask for help and move closer to them. Do you stay where you are and ask for government help? How do you deal with the loss of your soul mate and your income also.

This is one question that rates high on my list. At the moment both my husband and I are reasonably healthy. But he is 5 years my senior and he has no life insurance policy to keep me going except a small one for his burial.

I live far away from my kids in a place I love. but I would be so lonely if anything happened to my husband. I wish I had a handle on what to do. I guess I will just have to wait till the time comes and decide if I am the survivor.  All comments are welcome.